When I was a kid, I first saw my grandmother write on a piece of paper what expenses we’ll have the current month. They’ve just got their pension and she was trying to manage the money so that we don’t have anything left unpaid till the end of the month. She still does this today. I gave her a nice agenda so that she can write in the ‘book’, but it’s all the same. She’s got a nice pen to use and, each time she’s getting her pension, she’ll prepare the list of the things needing money. We have all … Continue reading













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